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IPIN provided with 1st investment will give online access for future transactionsDistributor Mode:For new investor distributors change Rs 150 as feeYou further communications will be with mutual fund houseDistributors are supposed to be advisors and charge fee for same! - Railcar 101 The Basics of Railcars: Car Types, Components and Rules Overview and Basics Ken Henman The Cost of Railcar Maintenance *According to the Surface ... - Agenda. But value add is minimal, majority of their agents basically distribute applications and have minimal understanding of productsGrowth Option vs. Dividend OptionDirect Purchase vs. Distributor Mode?Direct Option: The profits made by the mutual funds are retained in the fund and NAV growth reflects profits. Make use of the compounding effectAs a young professional, Emergency Fund, Term Insurance and Health Insurance are must havesBe Regular and Disciplined in savings and investmentsReturns from an investment should exceed inflation. 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